How to say ‘No’ if Relatives and Friends Use for Financial benefits


Most of the people just want to take financial benefits, saying no is very difficult when relatives and friends use for financial benefits. it’s not bad but 90% time this used to take benefits without any emergency if they really need then you need to help them but if they want money only for enjoy or without and emergency then try to say no, this will be good for your and your friend.


This is really very confusing position when relative or friends want to borrow money and we don’t want to give them, as we know very well he is not able to return on time when we need our money, but as he is relative and friend so saying ‘No’ not so simple, if we direct say no then we can break our relationships, but you need to be ready to say ‘No’ if Relatives and  Friends Take Financial benefits

Because his need is biggest in his view, when someone needs anything then he forgot the importance of that in his life he just wants to buy or do that.

In that condition what you can do, here is some option for you can use to save your money and relationship:

  • First don’t give much time to friend and relative because if you will sit with him longer then you will be unable to say ‘No’, try to avoid for some time but with a clear reason so this will not affect your relations.
  • You can say him that you are not in that position you can help with money but you are ready to help any other way like you can help to get the discount or can help physically with non-financial ways.
  • Try to fix a meeting with a person who is doing that on interest basis so his problem can solve and you can save your money without saying no, in the meeting you can say “You were asking for money and this is the right place for you meet my friend he can help you in your financial problem”.
  • Show your problems and tell him about your responsibilities and liabilities.
  • If you are a business owner you can say your business need more money to invest and you are also looking for a loan etc or you can say it’s possible when my business need money you will be unable to give back to me and my business need investment time to time and some time without any requirement we need to invest for upgrade product and services.
  • If the person is not so important you can say direct no and it’s necessary to save your money because in most cases we need to pray to get back our money.
  • If you are unable to say ‘No’ and found any point is not working for you mentioned above then you need to give him loan on a small interest rate then market or try to give on bank interest rates with a clear plan of a return date, so he can return on time like that he will realize interest will increase if he will not return on time.

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